With the stock market at its all time record of losing non stop day in and day out, what is going to happen with the economy? The bottom is falling out, and continue. But how much is there? Stocks are becoming less attractive along with mutual funds and other funds. the only thing that is holding its weight is bank CD’s. Most people already have some sort of checking account, so looking into bank cd rates is not such a bad idea.

What we did? We actually decided to look at what our savings account was making us. A mere 2%!! Whats that? thats nothing unless you are a multi millionaire. So we decided to invest in something a little better. That would include Bank money market accounts and a couple of certificate of deposits.

I can tell you that we stuck with our bank after doing some research on the net and finding Money one Financial who helped us a great deal! They pretty much list the best cd rates out there and then let you choose what you think is best based from the various banks in your area. Not a bad deal!